West Main Complete Dentistry


Insurance can be tricky to understand, but we're here to help you figure out what your insurance covers and what portion of treatment cost you'll be responsible for. We're in-network with many insurance providers, and we will also file all claims. The following are some of the insurance plans we work with, but this list is always changing, so please don't hesitate to contact us if you have questions about your specific insurance.

Aetna PPO
Cigna PPO
Delta PPO
Federal BC/BS PPO
Horizon BC/BS PPO
Local 1158 i.B.E.W.
Local 1262 Horizon BC/BS
MetLife PPO
NJ Carpenters' Fees
Northeast Dental Fees
Principal Financial

Frequently Asked Questions

Dental Financing | Rockaway NJ DentistHere to Help You with CareCredt

We want to help you get the important dental care you need, and we’ll help you find the financial solution that fits best with your goals. We’re pleased to offer the option to cover the cost of your treatment with CareCredit financing.

What is CareCredit?

CareCredit is an interest-free healthcare credit card. You don’t have to use a high-interest credit card to get the care you need when you need it most. CareCredit allows you to break down your balance into manageable monthly payments. Simply pay off the balance in the agreed time period, and you won’t be charged any interest.

Of course, we’re always happy to accept MasterCard, Visa, and Discover payments. Give our office a call if you have any questions.

Are you looking for excellent dental care for your family in Rockaway, NJ? Dr. Stephen Kao is the Rockaway dentist that patients trust! However, our convenient location on West Main Street in Rockaway Township also allows us to easily serve our neighbors in Denville.

Rockaway and Denville families enjoy comprehensive dentistry tailored for every member of the family from ages three to 103. We even offer early morning, extended evening, and Saturday appointments, so it's convenient for every member of the family to fit their dentistry into their busy schedules. 

We know that the cost of dental treatment is often a concern for families, so you'll also find that Denville dentist, Dr. Stephen Kao, is in-network with many dental insurance companies. This helps to defray the cost of treatment and make dental procedures more affordable for our patients. We also work with CareCredit for patients who may be interested in financing their treatment to make affordable monthly payments.

If it's time for your next dental appointment, we encourage you to contact West Main Complete Dentistry to learn more about how we can help you achieve and maintain your healthy and beautiful smile. Call us today at (973) 627-7810 to choose a convenient time for your next visit.

Insurance Accepted | Rockaway NJ Dentist This is the one of the most common questions we hear, and one that you should be asking before you proceed with any treatment. We know that figuring out the details of your plan’s specific coverage, the list of procedures included, and the portion you’re responsible for can seem overwhelming. That’s understandable, because there are no blanket answers, and it’s difficult to know for sure what’s covered without breaking down the terms of your plan.

We Work With You

Depending on your coverage, you may be responsible for some portion of the cost of preventive treatments; however, we'll be happy to submit a pre-authorization for your specific treatment and help determine what your responsibility is before we begin treatment.

The majority of insurance providers do not cover cosmetic dental services. But we will be happy to review your insurance policy to see if the cosmetic treatment you’re interested in is covered under your plan. 

Don't Let Insurance Concerns Keep You From Treatment

We know it’s easy to get distracted by the complexities of dental insurance when planning dental treatments for yourself and your family. Protecting your oral health is our top priority. You should never feel that you have to forgo important dental treatment because you find it difficult to get straight answers about your insurance coverage.

Please don’t hesitate to contact us if you have questions about fees, copayments, or which insurances we accept. 

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